Santa Rosa, CA natural hazards
Most of the natural-hazard damage FEMA expects in Santa Rosa comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 30 claims here since 1981. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Santa Rosa?
FEMA expects yearly storm and flood damage to homes and buildings in Santa Rosa to be higher than in 97% of U.S. communities, mostly from earthquakes and inland flooding.
What Santa Rosa faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Earthquakes
Inland flooding
Lower here
Not a risk here
Does Santa Rosa flood?
Every paid claim on a federal flood insurance policy in Santa Rosa, from FEMA’s records.
Biggest named events
- Pineapple Express - Southern: 2 claims, $57K
- California Atmospheric River: 2 claims, $20K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Santa Rosa itself: aid to households, or repair grants to the City of Santa Rosa.
Severe Winter Storms, Flooding, Landslides, and Mudslides
Wildfires
Wildfires
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storms, Flooding, Mudslides, and Landslides
Santa Rosa and the towns around it
How to read this page
FEMA’s expected losses across Santa Rosa total about $179M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.