Natural hazards · Rosedale

Rosedale, CA natural hazards

Most of the natural-hazard damage FEMA expects in Rosedale comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2020.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rosedale?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rosedale to be higher than in 70% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding54%Earthquakes35%Heat waves10%Everything else1%

By hazard

What Rosedale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

35% of expected damage

Well above average · higher than 87% of U.S. places

Heat waves

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 10 times a year in the area

Lower here

TornadoesHailWildfireStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rosedale flood?

Every paid claim on a federal flood insurance policy in Rosedale, from FEMA’s records.

1paid claims since 2020

$44Kpaid to owners

0homes flooded more than once

20202026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rosedale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kern County.

Disasters that hit Rosedale

Federal disasters declared here

None of the disasters declared for Kern County shows FEMA aid or repair money reaching Rosedale itself in FEMA’s records.

Brought FEMA money into RosedaleDeclared for Kern County only

Kern County has had 37 natural disasters declared since 1953, most often fires and floods.

Around Rosedale

Rosedale and the towns around it

Very lowLowModerateHighVery high

Rosedalemostly inland floodingHigh

Bakersfieldmostly earthquakesHigh

Greenacresmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rosedale covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Rosedale’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Rosedale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rosedale total about $7.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.