Natural hazards · Rosamond

Rosamond, CA natural hazards

Most of the natural-hazard damage FEMA expects in Rosamond comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2023. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rosamond?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rosamond to be higher than in 87% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding64%Earthquakes30%Heat waves6%

By hazard

What Rosamond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

30% of expected damage

Well above average · higher than 89% of U.S. places

Heat waves

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesHailWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rosamond flood?

Every paid claim on a federal flood insurance policy in Rosamond, from FEMA’s records.

1paid claims since 2023

$4Kpaid to owners

0homes flooded more than once

20232026

Biggest named events

Tropical Storm Hilary: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rosamond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kern County.

Disasters that hit Rosamond

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rosamond itself: aid to households, or repair grants to Rosamond.

Brought FEMA money into RosamondDeclared for Kern County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

17 households applied for aid $10K aid approved

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

25 households applied for aid $42K aid approved

Kern County has had 37 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rosamond covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Rosamond’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Rosamond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rosamond total about $9.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.