Natural hazards · Redding

Redding, CA natural hazards

Most of the natural-hazard damage FEMA expects in Redding comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 51 claims here since 1983. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Redding?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Redding to be higher than in 81% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding65%Earthquakes25%Wildfire6%Everything else3%
By hazard

What Redding faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once a year in the area

Earthquakes

25% of expected damage
Well above average · higher than 85% of U.S. places

Wildfire

6% of expected damage
Well above average · higher than 95% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Redding flood?

Every paid claim on a federal flood insurance policy in Redding, from FEMA’s records.

51paid claims since 1983
$1.5Mpaid to owners
3homes flooded more than once
19832026

Biggest named events

  • Pineapple Express - Southern: 2 claims, $20K
  • California Atmospheric River: 1 claim, $20K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Redding is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Shasta County.
Disasters that hit Redding

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Redding itself: aid to households, or repair grants to the City of Redding.

Brought FEMA money into ReddingDeclared for Shasta County only
2020

Wildfires

60 households applied for aid
2019

Severe Winter Storms, Flooding, Landslides, and Mudslides

$2.5M to the City of Redding for repairs
2018

Wildfires and High Winds

2,197 households applied for aid $3.6M aid approved $11.2M to the City of Redding for repairs
2017

Severe Winter Storms, Flooding, and Mudslides

$1.4M to the City of Redding for repairs
2008

Wildfires

$34K to the City of Redding for repairs
2005

Severe Storms, Flooding, Mudslides, and Landslides

58 households applied for aid $122K aid approved
1999

Ca-Wildfires-08/25/1999

$26K to the City of Redding for repairs
Shasta County has had 35 natural disasters declared since 1953, most often fires and floods.
Around Redding

Redding and the towns around it

Happy Valley: Very high, mostly wildfiresShasta: Very high, mostly wildfiresCenterville: Very high, mostly wildfiresKeswick: Very high, mostly wildfiresShasta Lake: Very high, mostly inland floodingRedding: Very high, mostly inland flooding ReddingHappy ValleyShastaCentervilleKeswickShasta Lake
Very lowLowModerateHighVery high
Keswickmostly wildfiresVery high
Centervillemostly wildfiresVery high
Happy Valleymostly wildfiresVery high
Shastamostly wildfiresVery high
Shasta Lakemostly inland floodingVery high
Reddingmostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Redding covers 21 census tracts, combined by population.
Money that reached townFlood claims are matched to Redding’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Redding. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Redding total about $42.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01