Natural hazards · Red Bluff

Red Bluff, CA natural hazards

Most of the natural-hazard damage FEMA expects in Red Bluff comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 41 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Red Bluff?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Red Bluff to be higher than in 90% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding67%Earthquakes30%Everything else3%

By hazard

What Red Bluff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Earthquakes

30% of expected damage

Well above average · higher than 89% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Red Bluff flood?

Every paid claim on a federal flood insurance policy in Red Bluff, from FEMA’s records.

41paid claims since 1980

$209Kpaid to owners

8homes flooded more than once

19802026

Biggest named events

Pineapple Express - Southern: 8 claims, $37K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Red Bluff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tehama County.

Disasters that hit Red Bluff

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Red Bluff itself: aid to households, or repair grants to the City of Red Bluff.

Brought FEMA money into Red BluffDeclared for Tehama County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

$87K to the City of Red Bluff for repairs

2021

Wildfires

39 households applied for aid

2017

Severe Winter Storms, Flooding, and Mudslides

$16K to the City of Red Bluff for repairs

Tehama County has had 23 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Red Bluff covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Red Bluff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Red Bluff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Red Bluff total about $9.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.