Natural hazards · Pleasure Point

Pleasure Point, CA natural hazards

Most of the natural-hazard damage FEMA expects in Pleasure Point comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 8 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pleasure Point?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pleasure Point to be higher than in 88% of U.S. communities, mostly from earthquakes and tsunamis.

Earthquakes48%Tsunamis29%Inland flooding21%Everything else2%

By hazard

What Pleasure Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

48% of expected damage

Well above average · higher than 93% of U.S. places

Tsunamis

29% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

21% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

HurricanesIce stormsCold wavesDroughtAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pleasure Point flood?

Every paid claim on a federal flood insurance policy in Pleasure Point, from FEMA’s records.

8paid claims since 2008

$256Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

California Atmospheric River: 5 claims, $217K
December California Flooding: 1 claim, $20K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pleasure Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Cruz County.

Disasters that hit Pleasure Point

Federal disasters declared here

None of the disasters declared for Santa Cruz County shows FEMA aid or repair money reaching Pleasure Point itself in FEMA’s records.

Brought FEMA money into Pleasure PointDeclared for Santa Cruz County only

Santa Cruz County has had 29 natural disasters declared since 1953, most often floods and severe storms.

Around Pleasure Point

Pleasure Point and the towns around it

Very lowLowModerateHighVery high

Capitolamostly earthquakesVery high

Pleasure Pointmostly earthquakesVery high

Twin Lakesmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pleasure Point covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Pleasure Point’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Pleasure Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pleasure Point total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.