Natural hazards · Pine Mountain Club

Pine Mountain Club, CA natural hazards

Most of the natural-hazard damage FEMA expects in Pine Mountain Club comes from wildfires, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine Mountain Club?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Mountain Club to be higher than in 98% of U.S. communities, mostly from wildfires and earthquakes.

Wildfire40%Earthquakes39%Inland flooding17%Everything else4%

By hazard

What Pine Mountain Club faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

40% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

39% of expected damage

Well above average · higher than 97% of U.S. places

Inland flooding

17% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine Mountain Club flood?

FEMA's records show no paid flood insurance claims in Pine Mountain Club.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine Mountain Club isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kern County.

Disasters that hit Pine Mountain Club

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pine Mountain Club itself: aid to households, or repair grants to Pine Mountain Club.

Brought FEMA money into Pine Mountain ClubDeclared for Kern County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

25 households applied for aid $48K aid approved

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

1 household applied for aid

Kern County has had 37 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Mountain Club is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pine Mountain Club’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pine Mountain Club. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.