Natural hazards · Pine Canyon

Pine Canyon, CA natural hazards

Most of the natural-hazard damage FEMA expects in Pine Canyon comes from drought, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine Canyon?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Canyon to be higher than in 99% of U.S. communities, mostly from drought and wildfires.

Drought54%Wildfire20%Inland flooding14%Earthquakes8%Everything else4%

By hazard

What Pine Canyon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

54% of expected damage

Recorded about 100 times a year in the area

Wildfire

20% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

14% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 90% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine Canyon flood?

FEMA's records show no paid flood insurance claims in Pine Canyon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine Canyon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monterey County.

Disasters that hit Pine Canyon

Federal disasters declared here

None of the disasters declared for Monterey County shows FEMA aid or repair money reaching Pine Canyon itself in FEMA’s records.

Brought FEMA money into Pine CanyonDeclared for Monterey County only

Monterey County has had 30 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Canyon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pine Canyon’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pine Canyon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.