Natural hazards · Phillipsville

Phillipsville, CA natural hazards

Most of the natural-hazard damage FEMA expects in Phillipsville comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Phillipsville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Phillipsville to be higher than in 98% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding60%Earthquakes22%Landslides8%Wildfire5%Everything else5%

By hazard

What Phillipsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Earthquakes

22% of expected damage

Well above average · higher than 92% of U.S. places

Landslides

8% of expected damage

Well above average · among the top 1% of U.S. places

Wildfire

5% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Phillipsville flood?

FEMA's records show no paid flood insurance claims in Phillipsville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Phillipsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Humboldt County.

Disasters that hit Phillipsville

Federal disasters declared here

None of the disasters declared for Humboldt County shows FEMA aid or repair money reaching Phillipsville itself in FEMA’s records.

Brought FEMA money into PhillipsvilleDeclared for Humboldt County only

Humboldt County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Phillipsville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Phillipsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Phillipsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.