Natural hazards · Peters

Peters, CA natural hazards

Most of the natural-hazard damage FEMA expects in Peters comes from drought, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1995.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Peters?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peters to be higher than in 74% of U.S. communities, mostly from drought and inland flooding.

Drought69%Inland flooding21%Earthquakes8%Everything else2%

By hazard

What Peters faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

69% of expected damage

Recorded about 75 times a year in the area

Inland flooding

21% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Peters flood?

Every paid claim on a federal flood insurance policy in Peters, from FEMA’s records.

9paid claims since 1995

$338Kpaid to owners

0homes flooded more than once

19952026

Biggest named events

California Atmospheric River: 6 claims, $320K
Pineapple Express - Southern: 2 claims, $11K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Peters isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Joaquin County.

Disasters that hit Peters

Federal disasters declared here

None of the disasters declared for San Joaquin County shows FEMA aid or repair money reaching Peters itself in FEMA’s records.

Brought FEMA money into PetersDeclared for San Joaquin County only

San Joaquin County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peters covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Peters’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Peters. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Peters total about $13.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.