Petaluma, CA natural hazards
Most of the natural-hazard damage FEMA expects in Petaluma comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 366 claims here since 1980. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Petaluma?
FEMA expects yearly storm and flood damage to homes and buildings in Petaluma to be higher than in 97% of U.S. communities, mostly from inland flooding and earthquakes.
What Petaluma faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Lower here
Not a risk here
Does Petaluma flood?
Every paid claim on a federal flood insurance policy in Petaluma, from FEMA’s records.
Biggest named events
- Pineapple Express - Southern: 107 claims, $2.4M
Homes that flooded again and again
■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Petaluma itself: aid to households, or repair grants to the City of Petaluma.
Severe Winter Storms, Flooding, Landslides, and Mudslides
Wildfires
Wildfires
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storms, Flooding, Mudslides, and Landslides
How to read this page
FEMA’s expected losses across Petaluma total about $40.0M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.