Natural hazards · Penryn

Penryn, CA natural hazards

Most of the natural-hazard damage FEMA expects in Penryn comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Penryn?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Penryn to be higher than in 56% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding47%Wildfire45%Earthquakes6%Everything else2%

By hazard

What Penryn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Wildfire

45% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 69% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Penryn flood?

FEMA's records show no paid flood insurance claims in Penryn.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Penryn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Placer County.

Disasters that hit Penryn

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Penryn itself: aid to households, or repair grants to Penryn.

Brought FEMA money into PenrynDeclared for Placer County only

2021

Wildfires

2 households applied for aid

Placer County has had 24 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Penryn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Penryn’s own flood-insurance community; household aid to the registrant’s city; repair grants to Penryn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.