Natural hazards · Pasatiempo

Pasatiempo, CA natural hazards

Most of the natural-hazard damage FEMA expects in Pasatiempo comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pasatiempo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pasatiempo to be higher than in 89% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding49%Earthquakes49%Everything else3%

By hazard

What Pasatiempo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

49% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pasatiempo flood?

FEMA's records show no paid flood insurance claims in Pasatiempo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pasatiempo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Cruz County.

Disasters that hit Pasatiempo

Federal disasters declared here

None of the disasters declared for Santa Cruz County shows FEMA aid or repair money reaching Pasatiempo itself in FEMA’s records.

Brought FEMA money into PasatiempoDeclared for Santa Cruz County only

Santa Cruz County has had 29 natural disasters declared since 1953, most often floods and severe storms.

Around Pasatiempo

Pasatiempo and the towns around it

Very lowLowModerateHighVery high

Pasatiempomostly inland floodingVery high

Santa Cruzmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pasatiempo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pasatiempo’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pasatiempo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.