Natural hazards · Paradise Park

Paradise Park, CA natural hazards

Most of the natural-hazard damage FEMA expects in Paradise Park comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Paradise Park?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paradise Park to be higher than in 98% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding65%Earthquakes32%Everything else3%

By hazard

What Paradise Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

32% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Paradise Park flood?

FEMA's records show no paid flood insurance claims in Paradise Park.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Paradise Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Cruz County.

Disasters that hit Paradise Park

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Paradise Park itself: aid to households, or repair grants to Paradise Park.

Brought FEMA money into Paradise ParkDeclared for Santa Cruz County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

1 household applied for aid $7K aid approved

Santa Cruz County has had 29 natural disasters declared since 1953, most often floods and severe storms.

Around Paradise Park

Paradise Park and the towns around it

Very lowLowModerateHighVery high

Paradise Parkmostly inland floodingVery high

Santa Cruzmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paradise Park is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Paradise Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to Paradise Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.