Natural hazards · Palo Cedro

Palo Cedro, CA natural hazards

Most of the natural-hazard damage FEMA expects in Palo Cedro comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Palo Cedro?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Palo Cedro to be higher than in 91% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding51%Wildfire31%Earthquakes17%Everything else2%

By hazard

What Palo Cedro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Wildfire

31% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

17% of expected damage

Well above average · higher than 86% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Palo Cedro flood?

FEMA's records show no paid flood insurance claims in Palo Cedro.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Palo Cedro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shasta County.

Disasters that hit Palo Cedro

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Palo Cedro itself: aid to households, or repair grants to Palo Cedro.

Brought FEMA money into Palo CedroDeclared for Shasta County only

2018

Wildfires and High Winds

7 households applied for aid

2005

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid

Shasta County has had 35 natural disasters declared since 1953, most often fires and floods.

Around Palo Cedro

Palo Cedro and the towns around it

Very lowLowModerateHighVery high

Millvillemostly inland floodingVery high

Bella Vistamostly inland floodingVery high

Palo Cedromostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Palo Cedro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Palo Cedro’s own flood-insurance community; household aid to the registrant’s city; repair grants to Palo Cedro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.