Natural hazards · Orland

Orland, CA natural hazards

Most of the natural-hazard damage FEMA expects in Orland comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2023.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Orland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orland to be higher than in 72% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes52%Inland flooding33%Heat waves11%Everything else4%

By hazard

What Orland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

52% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

33% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Heat waves

11% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 8 times a year in the area

Lower here

TornadoesHailWinter weatherWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Orland flood?

Every paid claim on a federal flood insurance policy in Orland, from FEMA’s records.

2paid claims since 2023

$104Kpaid to owners

1homes flooded more than once

20232026

Biggest named events

California Atmospheric River: 1 claim, $67K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Orland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Glenn County.

Disasters that hit Orland

Federal disasters declared here

None of the disasters declared for Glenn County shows FEMA aid or repair money reaching Orland itself in FEMA’s records.

Brought FEMA money into OrlandDeclared for Glenn County only

Glenn County has had 19 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orland covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Orland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Orland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Orland total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.