Natural hazards · Orange Cove

Orange Cove, CA natural hazards

Most of the natural-hazard damage FEMA expects in Orange Cove comes from drought, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1996. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Orange Cove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orange Cove to be higher than in 40% of U.S. communities, mostly from drought and inland flooding.

Drought58%Inland flooding27%Earthquakes9%Everything else6%

By hazard

What Orange Cove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

58% of expected damage

Recorded about 68 times a year in the area

Inland flooding

27% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Orange Cove flood?

Every paid claim on a federal flood insurance policy in Orange Cove, from FEMA’s records.

5paid claims since 1996

$82Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

California Atmospheric River: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Orange Cove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fresno County.

Disasters that hit Orange Cove

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Orange Cove itself: aid to households, or repair grants to the City of Orange Cove.

Brought FEMA money into Orange CoveDeclared for Fresno County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$1.8M to the City of Orange Cove for repairs

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

$399K to the City of Orange Cove for repairs

2020

Wildfires

2 households applied for aid

Fresno County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orange Cove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Orange Cove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Orange Cove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.