Natural hazards · Oak View

Oak View, CA natural hazards

Most of the natural-hazard damage FEMA expects in Oak View comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 10 claims here since 1980. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oak View?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak View to be higher than in 94% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes49%Inland flooding38%Wildfire13%

By hazard

What Oak View faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

49% of expected damage

Well above average · higher than 96% of U.S. places

Inland flooding

38% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Wildfire

13% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oak View flood?

Every paid claim on a federal flood insurance policy in Oak View, from FEMA’s records.

10paid claims since 1980

$164Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Pineapple Express - Southern: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oak View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ventura County.

Disasters that hit Oak View

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oak View itself: aid to households, or repair grants to Oak View.

Brought FEMA money into Oak ViewDeclared for Ventura County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

58 households applied for aid $191K aid approved

2018

Wildfires

1 household applied for aid

2017

Wildfires, Flooding, Mudflows, and Debris Flows

29 households applied for aid $38K aid approved

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

53 households applied for aid $158K aid approved

Ventura County has had 44 natural disasters declared since 1953, most often fires and floods.

Around Oak View

Oak View and the towns around it

Very lowLowModerateHighVery high

Mira Montemostly earthquakesVery high

Oak Viewmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak View covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Oak View’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Oak View. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oak View total about $6.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.