Natural hazards · Oak Park

Oak Park, CA natural hazards

Most of the natural-hazard damage FEMA expects in Oak Park comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 10 claims here since 1998. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oak Park?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak Park to be higher than in 82% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding49%Earthquakes47%Everything else5%

By hazard

What Oak Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

47% of expected damage

Well above average · higher than 90% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oak Park flood?

Every paid claim on a federal flood insurance policy in Oak Park, from FEMA’s records.

10paid claims since 1998

$162Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Pineapple Express - Southern: 2 claims, $4K
California Atmospheric River: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oak Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ventura County.

Disasters that hit Oak Park

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oak Park itself: aid to households, or repair grants to Oak Park.

Brought FEMA money into Oak ParkDeclared for Ventura County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

8 households applied for aid $300 aid approved

2018

Wildfires

123 households applied for aid $87K aid approved

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

8 households applied for aid $7K aid approved

Ventura County has had 44 natural disasters declared since 1953, most often fires and floods.

Around Oak Park

Oak Park and the towns around it

Very lowLowModerateHighVery high

Thousand Oaksmostly inland floodingVery high

Oak Parkmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak Park covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Oak Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Oak Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oak Park total about $6.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.