Natural hazards · Oak Hills

Oak Hills, CA natural hazards

Most of the natural-hazard damage FEMA expects in Oak Hills comes from earthquakes, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oak Hills?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak Hills to be higher than in 85% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes49%Inland flooding34%Wildfire15%Everything else2%

By hazard

What Oak Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

49% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

34% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 13 times a year in the area

Wildfire

15% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oak Hills flood?

FEMA's records show no paid flood insurance claims in Oak Hills.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oak Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Bernardino County.

Disasters that hit Oak Hills

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oak Hills itself: aid to households, or repair grants to Oak Hills.

Brought FEMA money into Oak HillsDeclared for San Bernardino County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

4 households applied for aid $965 aid approved

2020

Wildfires

1 household applied for aid

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

1 household applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

3 households applied for aid $1K aid approved

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

2 households applied for aid

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

Around Oak Hills

Oak Hills and the towns around it

Very lowLowModerateHighVery high

Phelanmostly earthquakesVery high

Oak Hillsmostly earthquakesVery high

Hesperiamostly inland floodingVery high

Victorvillemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak Hills covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Oak Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to Oak Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oak Hills total about $5.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.