Natural hazards · North Tustin

North Tustin, CA natural hazards

Most of the natural-hazard damage FEMA expects in North Tustin comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 27 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Tustin?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Tustin to be higher than in 81% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding53%Earthquakes45%Everything else2%

By hazard

What North Tustin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

45% of expected damage

Well above average · higher than 90% of U.S. places

Lower here

TornadoesHailHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Tustin flood?

Every paid claim on a federal flood insurance policy in North Tustin, from FEMA’s records.

27paid claims since 1978

$134Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Pineapple Express - Southern: 14 claims, $79K

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Tustin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit North Tustin

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in North Tustin itself: aid to households, or repair grants to North Tustin.

Brought FEMA money into North TustinDeclared for Orange County only

2017

Wildfires

1 household applied for aid

Orange County has had 36 natural disasters declared since 1953, most often fires and floods.

Around North Tustin

North Tustin and the towns around it

Very lowLowModerateHighVery high

Tustinmostly inland floodingVery high

Orangemostly earthquakesVery high

North Tustinmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Tustin covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to North Tustin’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to North Tustin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Tustin total about $25.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.