Natural hazards · North El Monte

North El Monte, CA natural hazards

Most of the natural-hazard damage FEMA expects in North El Monte comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North El Monte?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North El Monte to be higher than in 97% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding53%Earthquakes46%

By hazard

What North El Monte faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

46% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North El Monte flood?

FEMA's records show no paid flood insurance claims in North El Monte.

of homes in flood zones
are insured

of all homes
are insured

No community discount. North El Monte isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Los Angeles County.

Disasters that hit North El Monte

Federal disasters declared here

None of the disasters declared for Los Angeles County shows FEMA aid or repair money reaching North El Monte itself in FEMA’s records.

Brought FEMA money into North El MonteDeclared for Los Angeles County only

Los Angeles County has had 74 natural disasters declared since 1953, most often fires and floods.

Around North El Monte

North El Monte and the towns around it

Very lowLowModerateHighVery high

North El Montemostly inland floodingVery high

Temple Citymostly earthquakesVery high

El Montemostly earthquakesVery high

Arcadiamostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North El Monte covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to North El Monte’s own flood-insurance community; household aid to the registrant’s city; repair grants to North El Monte. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North El Monte total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.