Natural hazards · Nice

Nice, CA natural hazards

Most of the natural-hazard damage FEMA expects in Nice comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 28 claims here since 1983. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Nice?

97
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nice to be higher than in 97% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding57%Earthquakes24%Wildfire17%Everything else2%
By hazard

What Nice faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 2 years in the area

Earthquakes

24% of expected damage
Well above average · higher than 90% of U.S. places

Wildfire

17% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Nice flood?

Every paid claim on a federal flood insurance policy in Nice, from FEMA’s records.

28paid claims since 1983
$422Kpaid to owners
0homes flooded more than once
19832026

Biggest named events

  • Pineapple Express - Southern: 12 claims, $163K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Nice isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.
Disasters that hit Nice

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nice itself: aid to households, or repair grants to Nice.

Brought FEMA money into NiceDeclared for Lake County only
2020

Wildfires

12 households applied for aid $2K aid approved
2018

Wildfires and High Winds

145 households applied for aid
2017

Wildfires

3 households applied for aid
2015

Valley Fire and Butte Fire

2 households applied for aid
2005

Severe Storms, Flooding, Mudslides, and Landslides

11 households applied for aid $7K aid approved
Lake County has had 32 natural disasters declared since 1953, most often fires and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nice covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Nice’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Nice. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Nice total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01