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Natural hazards · Nevada

Nevada, CA natural hazards

Most of the natural-hazard damage FEMA expects in Nevada comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 2002. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Nevada?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nevada to be higher than in 81% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding58%Wildfire33%Earthquakes6%Everything else3%
By hazard

What Nevada faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once a year in the area

Wildfire

33% of expected damage
Well above average · among the top 1% of U.S. places

Earthquakes

6% of expected damage
Well above average · higher than 76% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Nevada flood?

Every paid claim on a federal flood insurance policy in Nevada, from FEMA’s records.

4paid claims since 2002
$224Kpaid to owners
1homes flooded more than once
20022026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Nevada isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Nevada County.
Disasters that hit Nevada

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nevada itself: aid to households, or repair grants to the City of Nevada.

Brought FEMA money into NevadaDeclared for Nevada County only
2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

125 households applied for aid $157K aid approved $337K to the City of Nevada for repairs
2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

$1.0M to the City of Nevada for repairs
2021

Wildfires

131 households applied for aid
2017

Wildfires

42 households applied for aid $1K aid approved
2017

Severe Winter Storms, Flooding, and Mudslides

$185K to the City of Nevada for repairs
2005

Severe Storms, Flooding, Mudslides, and Landslides

9 households applied for aid $4K aid approved $9K to the City of Nevada for repairs
Nevada County has had 20 natural disasters declared since 1953, most often fires and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nevada is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Nevada’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Nevada. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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