Napa, CA natural hazards
Most of the natural-hazard damage FEMA expects in Napa comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 741 claims here since 1982. 6 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Napa?
FEMA expects yearly storm and flood damage to homes and buildings in Napa to be higher than in 96% of U.S. communities, mostly from inland flooding and earthquakes.
What Napa faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Lower here
Not a risk here
Does Napa flood?
Every paid claim on a federal flood insurance policy in Napa, from FEMA’s records.
Biggest named events
- Pineapple Express - Southern: 8 claims, $58K
Homes that flooded again and again
Each house = 2 homes. ■ FEMA “severe repetitive loss” (21) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
6 federal disasters brought FEMA money here
Disasters the President declared that paid out in Napa itself: aid to households, or repair grants to the City of Napa.
Wildfires
Wildfires
Severe Winter Storms, Flooding, and Mudslides
Earthquake
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storms, Flooding, Mudslides, and Landslides
How to read this page
FEMA’s expected losses across Napa total about $57.8M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.