Natural hazards · Mountain Gate

Mountain Gate, CA natural hazards

Most of the natural-hazard damage FEMA expects in Mountain Gate comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mountain Gate?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mountain Gate to be higher than in 90% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding67%Wildfire21%Earthquakes10%Everything else2%

By hazard

What Mountain Gate faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Wildfire

21% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

10% of expected damage

Well above average · higher than 82% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mountain Gate flood?

FEMA's records show no paid flood insurance claims in Mountain Gate.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mountain Gate isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shasta County.

Disasters that hit Mountain Gate

Federal disasters declared here

None of the disasters declared for Shasta County shows FEMA aid or repair money reaching Mountain Gate itself in FEMA’s records.

Brought FEMA money into Mountain GateDeclared for Shasta County only

Shasta County has had 35 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mountain Gate is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mountain Gate’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mountain Gate. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.