Natural hazards · Moss Landing

Moss Landing, CA natural hazards

Most of the natural-hazard damage FEMA expects in Moss Landing comes from earthquakes, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moss Landing?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moss Landing to be higher than in 93% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes62%Inland flooding16%Drought14%Coastal flooding5%Everything else3%

By hazard

What Moss Landing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

62% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

16% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Drought

14% of expected damage

Recorded about 42 times a year in the area

Coastal flooding

5% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesIce stormsCold wavesAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moss Landing flood?

FEMA's records show no paid flood insurance claims in Moss Landing.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moss Landing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monterey County.

Disasters that hit Moss Landing

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moss Landing itself: aid to households, or repair grants to Moss Landing.

Brought FEMA money into Moss LandingDeclared for Monterey County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

15 households applied for aid $27K aid approved

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

7 households applied for aid $17K aid approved

2020

Wildfires

4 households applied for aid

Monterey County has had 30 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moss Landing is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Moss Landing’s own flood-insurance community; household aid to the registrant’s city; repair grants to Moss Landing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.