Natural hazards · Morongo Valley

Morongo Valley, CA natural hazards

Most of the natural-hazard damage FEMA expects in Morongo Valley comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morongo Valley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morongo Valley to be higher than in 97% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding56%Earthquakes32%Wildfire6%Everything else7%

By hazard

What Morongo Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 13 times a year in the area

Earthquakes

32% of expected damage

Well above average · higher than 95% of U.S. places

Wildfire

6% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morongo Valley flood?

Every paid claim on a federal flood insurance policy in Morongo Valley, from FEMA’s records.

1paid claims since 1980

$1Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Morongo Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Bernardino County.

Disasters that hit Morongo Valley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Morongo Valley itself: aid to households, or repair grants to Morongo Valley.

Brought FEMA money into Morongo ValleyDeclared for San Bernardino County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

3 households applied for aid

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morongo Valley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Morongo Valley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Morongo Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Morongo Valley total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.