Natural hazards · Moreno Valley

Moreno Valley, CA natural hazards

Most of the natural-hazard damage FEMA expects in Moreno Valley comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 1992. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moreno Valley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moreno Valley to be higher than in 92% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding46%Earthquakes40%Wildfire12%Everything else2%

By hazard

What Moreno Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 7 times a year in the area

Earthquakes

40% of expected damage

Well above average · higher than 93% of U.S. places

Wildfire

12% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HurricanesTornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moreno Valley flood?

Every paid claim on a federal flood insurance policy in Moreno Valley, from FEMA’s records.

9paid claims since 1992

$103Kpaid to owners

0homes flooded more than once

19922026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Moreno Valley is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Riverside County.

Disasters that hit Moreno Valley

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moreno Valley itself: aid to households, or repair grants to the City of Moreno Valley.

Brought FEMA money into Moreno ValleyDeclared for Riverside County only

2017

Severe Winter Storms, Flooding, and Mudslides

$35K to the City of Moreno Valley for repairs

2010

Severe Winter Storms, Flooding, and Debris and Mud Flows

$75K to the City of Moreno Valley for repairs

2008

Wildfires

2 households applied for aid

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

30 households applied for aid

2005

Severe Storms, Flooding, Landslides, and Mud and Debris Flows

$12K to the City of Moreno Valley for repairs

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

98 households applied for aid $43K aid approved $17K to the City of Moreno Valley for repairs

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

205 households applied for aid $52K aid approved

Riverside County has had 61 natural disasters declared since 1953, most often fires and floods.

Around Moreno Valley

Moreno Valley and the towns around it

Very lowLowModerateHighVery high

Perrismostly inland floodingVery high

Riversidemostly inland floodingVery high

Moreno Valleymostly inland floodingVery high

March ARBmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moreno Valley covers 39 census tracts, combined by population.

Money that reached townFlood claims are matched to Moreno Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moreno Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moreno Valley total about $103M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.