Natural hazards · Moorpark

Moorpark, CA natural hazards

Most of the natural-hazard damage FEMA expects in Moorpark comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1997. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moorpark?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moorpark to be higher than in 91% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding54%Earthquakes39%Wildfire5%

By hazard

What Moorpark faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

39% of expected damage

Well above average · higher than 92% of U.S. places

Wildfire

5% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

TornadoesHailHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moorpark flood?

Every paid claim on a federal flood insurance policy in Moorpark, from FEMA’s records.

2paid claims since 1997

$34Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moorpark isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ventura County.

Disasters that hit Moorpark

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moorpark itself: aid to households, or repair grants to the City of Moorpark.

Brought FEMA money into MoorparkDeclared for Ventura County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

15 households applied for aid $5K aid approved

2018

Wildfires

1 household applied for aid

2017

Wildfires, Flooding, Mudflows, and Debris Flows

2 households applied for aid $3K aid approved

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

1 household applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

26 households applied for aid $22K aid approved $25K to the City of Moorpark for repairs

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

64 households applied for aid $52K aid approved $5K to the City of Moorpark for repairs

Ventura County has had 44 natural disasters declared since 1953, most often fires and floods.

Around Moorpark

Moorpark and the towns around it

Very lowLowModerateHighVery high

Simi Valleymostly inland floodingVery high

Santa Rosa Valleymostly inland floodingVery high

Moorparkmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moorpark covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Moorpark’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moorpark. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moorpark total about $21.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.