Natural hazards · Modjeska

Modjeska, CA natural hazards

Most of the natural-hazard damage FEMA expects in Modjeska comes from wildfires, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Modjeska?

100
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Modjeska to be higher than in 100% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire50%Inland flooding36%Landslides9%Earthquakes6%
By hazard

What Modjeska faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

50% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

36% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 3 times a year in the area

Landslides

9% of expected damage
Well above average · among the top 1% of U.S. places

Earthquakes

6% of expected damage
Well above average · higher than 89% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Modjeska flood?

FEMA's records show no paid flood insurance claims in Modjeska.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Modjeska isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.
Disasters that hit Modjeska

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Modjeska itself: aid to households, or repair grants to Modjeska.

Brought FEMA money into ModjeskaDeclared for Orange County only
2007

Wildfires, Flooding, Mud Flows, and Debris Flows

2 households applied for aid $2K aid approved
Orange County has had 36 natural disasters declared since 1953, most often fires and floods.
Around Modjeska

Modjeska and the towns around it

Trabuco Canyon: Very high, mostly wildfiresLake Forest: Very high, mostly inland floodingRancho Santa Margarita: Very high, mostly inland floodingMission Viejo: Very high, mostly inland floodingIrvine: Very high, mostly inland floodingLaguna Hills: Very high, mostly inland floodingModjeska: Very high, mostly wildfires ModjeskaTrabuco CanyonLake Forest
Very lowLowModerateHighVery high
Modjeskamostly wildfiresVery high
Trabuco Canyonmostly wildfiresVery high
Lake Forestmostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Modjeska is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Modjeska’s own flood-insurance community; household aid to the registrant’s city; repair grants to Modjeska. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01