Natural hazards · Meiners Oaks

Meiners Oaks, CA natural hazards

Most of the natural-hazard damage FEMA expects in Meiners Oaks comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Meiners Oaks?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Meiners Oaks to be higher than in 98% of U.S. communities, mostly from earthquakes and wildfires.

Earthquakes42%Wildfire31%Inland flooding27%

By hazard

What Meiners Oaks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

42% of expected damage

Well above average · higher than 96% of U.S. places

Wildfire

31% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

27% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Meiners Oaks flood?

Every paid claim on a federal flood insurance policy in Meiners Oaks, from FEMA’s records.

7paid claims since 1978

$53Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Pineapple Express - Southern: 1 claim, $5K
California Atmospheric River: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Meiners Oaks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ventura County.

Disasters that hit Meiners Oaks

Federal disasters declared here

None of the disasters declared for Ventura County shows FEMA aid or repair money reaching Meiners Oaks itself in FEMA’s records.

Brought FEMA money into Meiners OaksDeclared for Ventura County only

Ventura County has had 44 natural disasters declared since 1953, most often fires and floods.

Around Meiners Oaks

Meiners Oaks and the towns around it

Very lowLowModerateHighVery high

Ojaimostly wildfiresVery high

Meiners Oaksmostly earthquakesVery high

Mira Montemostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Meiners Oaks covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Meiners Oaks’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Meiners Oaks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Meiners Oaks total about $4.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.