Natural hazards · Maxwell

Maxwell, CA natural hazards

Most of the natural-hazard damage FEMA expects in Maxwell comes from drought, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maxwell?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maxwell to be higher than in 86% of U.S. communities, mostly from drought.

Drought72%Inland flooding10%Earthquakes10%Wildfire8%Everything else1%

By hazard

What Maxwell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

72% of expected damage

Recorded about 91 times a year in the area

Inland flooding

10% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

10% of expected damage

Well above average · higher than 89% of U.S. places

Wildfire

8% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maxwell flood?

FEMA's records show no paid flood insurance claims in Maxwell.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maxwell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Colusa County.

Disasters that hit Maxwell

Federal disasters declared here

None of the disasters declared for Colusa County shows FEMA aid or repair money reaching Maxwell itself in FEMA’s records.

Brought FEMA money into MaxwellDeclared for Colusa County only

Colusa County has had 16 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maxwell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Maxwell’s own flood-insurance community; household aid to the registrant’s city; repair grants to Maxwell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.