Natural hazards · Mather

Mather, CA natural hazards

Most of the natural-hazard damage FEMA expects in Mather comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mather?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mather to be higher than in 28% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding66%Earthquakes27%Everything else7%

By hazard

What Mather faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

27% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mather flood?

FEMA's records show no paid flood insurance claims in Mather.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mather isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sacramento County.

Disasters that hit Mather

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mather itself: aid to households, or repair grants to Mather.

Brought FEMA money into MatherDeclared for Sacramento County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

7 households applied for aid

Sacramento County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Mather

Mather and the towns around it

Very lowLowModerateHighVery high

Rancho Cordovamostly inland floodingLow

Mathermostly inland floodingLow

Rosemontmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mather covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Mather’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mather. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mather total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.