Natural hazards · Martell

Martell, CA natural hazards

Most of the natural-hazard damage FEMA expects in Martell comes from drought, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Martell?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Martell to be higher than in 86% of U.S. communities, mostly from drought and inland flooding.

Drought46%Inland flooding39%Wildfire10%Everything else5%

By hazard

What Martell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

46% of expected damage

Recorded about 59 times a year in the area

Inland flooding

39% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Wildfire

10% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Martell flood?

FEMA's records show no paid flood insurance claims in Martell.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Martell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Amador County.

Disasters that hit Martell

Federal disasters declared here

None of the disasters declared for Amador County shows FEMA aid or repair money reaching Martell itself in FEMA’s records.

Brought FEMA money into MartellDeclared for Amador County only

Amador County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Martell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Martell’s own flood-insurance community; household aid to the registrant’s city; repair grants to Martell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.