Natural hazards · Marina

Marina, CA natural hazards

Most of the natural-hazard damage FEMA expects in Marina comes from earthquakes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marina?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marina to be higher than in 85% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes62%Inland flooding35%Everything else3%

By hazard

What Marina faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

62% of expected damage

Well above average · higher than 95% of U.S. places

Inland flooding

35% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtTsunamis

Not a risk here

HurricanesIce stormsCold wavesAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marina flood?

FEMA's records show no paid flood insurance claims in Marina.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monterey County.

Disasters that hit Marina

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marina itself: aid to households, or repair grants to the City of Marina.

Brought FEMA money into MarinaDeclared for Monterey County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

86 households applied for aid $173K aid approved

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

24 households applied for aid $7K aid approved

2020

Wildfires

23 households applied for aid $5K aid approved

2017

Severe Winter Storms, Flooding, and Mudslides

$53K to the City of Marina for repairs

Monterey County has had 30 natural disasters declared since 1953, most often floods and severe storms.

Around Marina

Marina and the towns around it

Very lowLowModerateHighVery high

Seasidemostly earthquakesVery high

Marinamostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marina covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Marina’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marina. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marina total about $8.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.