Natural hazards · Manila

Manila, CA natural hazards

Most of the natural-hazard damage FEMA expects in Manila comes from tsunamis, and overall the risk is very high for a U.S. community. Flood insurance has paid 15 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Manila?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Manila to be higher than in 97% of U.S. communities, mostly from tsunamis and earthquakes.

Tsunamis69%Earthquakes24%Inland flooding6%Everything else1%

By hazard

What Manila faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tsunamis

69% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

24% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

6% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

HurricanesIce stormsCold wavesDroughtAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Manila flood?

Every paid claim on a federal flood insurance policy in Manila, from FEMA’s records.

15paid claims since 1986

$272Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Manila isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Humboldt County.

Disasters that hit Manila

Federal disasters declared here

None of the disasters declared for Humboldt County shows FEMA aid or repair money reaching Manila itself in FEMA’s records.

Brought FEMA money into ManilaDeclared for Humboldt County only

Humboldt County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Manila covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Manila’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Manila. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Manila total about $10.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.