Natural hazards · Loomis

Loomis, CA natural hazards

Most of the natural-hazard damage FEMA expects in Loomis comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1995. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Loomis?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Loomis to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding80%Wildfire13%Earthquakes5%Everything else2%

By hazard

What Loomis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Wildfire

13% of expected damage

Well above average · higher than 96% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 67% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Loomis flood?

Every paid claim on a federal flood insurance policy in Loomis, from FEMA’s records.

11paid claims since 1995

$366Kpaid to owners

2homes flooded more than once

19952026

Biggest named events

Pineapple Express - Southern: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Loomis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Placer County.

Disasters that hit Loomis

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Loomis itself: aid to households, or repair grants to the Town of Loomis.

Brought FEMA money into LoomisDeclared for Placer County only

2021

Wildfires

38 households applied for aid

2005

Severe Storms, Flooding, Mudslides, and Landslides

$8K to the Town of Loomis for repairs

Placer County has had 24 natural disasters declared since 1953, most often fires and floods.

Around Loomis

Loomis and the towns around it

Very lowLowModerateHighVery high

Granite Baymostly inland floodingModerate

Loomismostly inland floodingModerate

Rocklinmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Loomis covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Loomis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Loomis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Loomis total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.