Natural hazards · Lompoc

Lompoc, CA natural hazards

Most of the natural-hazard damage FEMA expects in Lompoc comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1998. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lompoc?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lompoc to be higher than in 83% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding64%Earthquakes33%Everything else3%

By hazard

What Lompoc faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

33% of expected damage

Well above average · higher than 87% of U.S. places

Lower here

TornadoesHailHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lompoc flood?

Every paid claim on a federal flood insurance policy in Lompoc, from FEMA’s records.

2paid claims since 1998

$12Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Pineapple Express - Southern: 2 claims, $12K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lompoc isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Barbara County.

Disasters that hit Lompoc

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lompoc itself: aid to households, or repair grants to the City of Lompoc.

Brought FEMA money into LompocDeclared for Santa Barbara County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

184 households applied for aid $326K aid approved

2017

Wildfires, Flooding, Mudflows, and Debris Flows

3 households applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

16 households applied for aid $313 aid approved

Santa Barbara County has had 35 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lompoc covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Lompoc’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lompoc. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lompoc total about $13.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.