Natural hazards · Loleta

Loleta, CA natural hazards

Most of the natural-hazard damage FEMA expects in Loleta comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Loleta?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Loleta to be higher than in 96% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes55%Inland flooding28%Tsunamis16%Everything else2%

By hazard

What Loleta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

55% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

28% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Tsunamis

16% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

HurricanesIce stormsCold wavesAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Loleta flood?

Every paid claim on a federal flood insurance policy in Loleta, from FEMA’s records.

2paid claims since 1986

$134Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Loleta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Humboldt County.

Disasters that hit Loleta

Federal disasters declared here

None of the disasters declared for Humboldt County shows FEMA aid or repair money reaching Loleta itself in FEMA’s records.

Brought FEMA money into LoletaDeclared for Humboldt County only

Humboldt County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Loleta covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Loleta’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Loleta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Loleta total about $8.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.