Natural hazards · Lindsay

Lindsay, CA natural hazards

Most of the natural-hazard damage FEMA expects in Lindsay comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 12 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lindsay?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lindsay to be higher than in 31% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding50%Heat waves25%Earthquakes23%Everything else3%

By hazard

What Lindsay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 3 times a year in the area

Heat waves

25% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 11 times a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 82% of U.S. places

Lower here

TornadoesHailWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lindsay flood?

Every paid claim on a federal flood insurance policy in Lindsay, from FEMA’s records.

12paid claims since 1978

$308Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

California Atmospheric River: 8 claims, $255K
Pineapple Express - Southern: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lindsay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulare County.

Disasters that hit Lindsay

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lindsay itself: aid to households, or repair grants to the City of Lindsay.

Brought FEMA money into LindsayDeclared for Tulare County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

205 households applied for aid $745K aid approved $203K to the City of Lindsay for repairs

2020

Wildfires

3 households applied for aid

2010

Severe Winter Storms, Flooding, and Debris and Mud Flows

$37K to the City of Lindsay for repairs

Tulare County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lindsay covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Lindsay’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lindsay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lindsay total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.