Natural hazards · Linda

Linda, CA natural hazards

Most of the natural-hazard damage FEMA expects in Linda comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 56 claims here since 1986. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Linda?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Linda to be higher than in 81% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding76%Earthquakes16%Everything else8%
By hazard

What Linda faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 2 years in the area

Earthquakes

16% of expected damage
Well above average · higher than 83% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Linda flood?

Every paid claim on a federal flood insurance policy in Linda, from FEMA’s records.

56paid claims since 1986
$2.1Mpaid to owners
0homes flooded more than once
19862026

Biggest named events

  • Pineapple Express - Southern: 2 claims, $5K
  • California Atmospheric River: 1 claim, $24K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Linda isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Yuba County.
Disasters that hit Linda

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Linda itself: aid to households, or repair grants to Linda.

Brought FEMA money into LindaDeclared for Yuba County only
2017

Wildfires

1 household applied for aid
Yuba County has had 23 natural disasters declared since 1953, most often floods and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Linda covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Linda’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Linda. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Linda total about $7.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01