Natural hazards · Lemon Cove

Lemon Cove, CA natural hazards

Most of the natural-hazard damage FEMA expects in Lemon Cove comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lemon Cove?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lemon Cove to be higher than in 70% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding59%Heat waves20%Earthquakes10%Wildfire7%Everything else4%

By hazard

What Lemon Cove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Heat waves

20% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 11 times a year in the area

Earthquakes

10% of expected damage

Well above average · higher than 80% of U.S. places

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

TornadoesHailWinter weatherLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lemon Cove flood?

FEMA's records show no paid flood insurance claims in Lemon Cove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lemon Cove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulare County.

Disasters that hit Lemon Cove

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lemon Cove itself: aid to households, or repair grants to Lemon Cove.

Brought FEMA money into Lemon CoveDeclared for Tulare County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

8 households applied for aid $12K aid approved

Tulare County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lemon Cove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lemon Cove’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lemon Cove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.