Natural hazards · Las Lomas

Las Lomas, CA natural hazards

Most of the natural-hazard damage FEMA expects in Las Lomas comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Las Lomas?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Las Lomas to be higher than in 93% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes62%Inland flooding16%Drought14%Coastal flooding5%Everything else3%

By hazard

What Las Lomas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

62% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

16% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Drought

14% of expected damage

Recorded about 42 times a year in the area

Coastal flooding

5% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesIce stormsCold wavesAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Las Lomas flood?

FEMA's records show no paid flood insurance claims in Las Lomas.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Las Lomas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monterey County.

Disasters that hit Las Lomas

Federal disasters declared here

None of the disasters declared for Monterey County shows FEMA aid or repair money reaching Las Lomas itself in FEMA’s records.

Brought FEMA money into Las LomasDeclared for Monterey County only

Monterey County has had 30 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Las Lomas is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Las Lomas’s own flood-insurance community; household aid to the registrant’s city; repair grants to Las Lomas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.