Natural hazards · Lamont

Lamont, CA natural hazards

Most of the natural-hazard damage FEMA expects in Lamont comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1983. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lamont?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lamont to be higher than in 75% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes57%Inland flooding27%Heat waves15%

By hazard

What Lamont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

57% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

27% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 6 times a year in the area

Heat waves

15% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 11 times a year in the area

Lower here

TornadoesHailWildfireStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lamont flood?

Every paid claim on a federal flood insurance policy in Lamont, from FEMA’s records.

2paid claims since 1983

$9Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lamont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kern County.

Disasters that hit Lamont

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lamont itself: aid to households, or repair grants to Lamont.

Brought FEMA money into LamontDeclared for Kern County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

3 households applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

1 household applied for aid

Kern County has had 37 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lamont covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Lamont’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Lamont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lamont total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.