Natural hazards · La Presa

La Presa, CA natural hazards

Most of the natural-hazard damage FEMA expects in La Presa comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 33 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Presa?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Presa to be higher than in 70% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding68%Earthquakes27%Everything else6%

By hazard

What La Presa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 8 times a year in the area

Earthquakes

27% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

HurricanesTornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Presa flood?

Every paid claim on a federal flood insurance policy in La Presa, from FEMA’s records.

33paid claims since 1979

$626Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

San Diego Flooding: 4 claims, $220K
California Atmospheric River: 1 claim, $24K
Pineapple Express - Southern: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Presa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Diego County.

Disasters that hit La Presa

Federal disasters declared here

None of the disasters declared for San Diego County shows FEMA aid or repair money reaching La Presa itself in FEMA’s records.

Brought FEMA money into La PresaDeclared for San Diego County only

San Diego County has had 44 natural disasters declared since 1953, most often fires and floods.

Around La Presa

La Presa and the towns around it

Very lowLowModerateHighVery high

Bonitamostly inland floodingVery high

La Presamostly inland floodingHigh

San Diegomostly earthquakesHigh

Spring Valleymostly inland floodingModerate

Lemon Grovemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Presa covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to La Presa’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to La Presa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across La Presa total about $8.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.