Natural hazards · La Habra

La Habra, CA natural hazards

Most of the natural-hazard damage FEMA expects in La Habra comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 6 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is La Habra?

94
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Habra to be higher than in 94% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes59%Inland flooding41%
By hazard

What La Habra faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

59% of expected damage
Well above average · higher than 97% of U.S. places

Inland flooding

41% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does La Habra flood?

Every paid claim on a federal flood insurance policy in La Habra, from FEMA’s records.

6paid claims since 1998
$21Kpaid to owners
0homes flooded more than once
19982026

Biggest named events

  • Pineapple Express - Southern: 3 claims, $10K
  • Winter storm: 1 claim, $632
of homes in flood zones
are insured
of all homes
are insured
No community discount. La Habra isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.
Disasters that hit La Habra

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in La Habra itself: aid to households, or repair grants to the City of La Habra.

Brought FEMA money into La HabraDeclared for Orange County only
2017

Wildfires

27 households applied for aid $1K aid approved
2010

Severe Winter Storms, Flooding, and Debris and Mud Flows

$7K to the City of La Habra for repairs
2008

Wildfires

$12K to the City of La Habra for repairs
2005

Severe Storms, Flooding, Landslides, and Mud and Debris Flows

$4K to the City of La Habra for repairs
2004

Severe Storms, Flooding, Debris Flows, and Mudslides

63 households applied for aid $38K aid approved $89K to the City of La Habra for repairs
Orange County has had 36 natural disasters declared since 1953, most often fires and floods.
Around La Habra

La Habra and the towns around it

Fullerton: Very high, mostly earthquakesBrea: Very high, mostly earthquakesAnaheim: Very high, mostly earthquakesBuena Park: Very high, mostly earthquakesPlacentia: Very high, mostly earthquakesLa Mirada: Very high, mostly earthquakesYorba Linda: Very high, mostly earthquakesRowland Heights: Very high, mostly earthquakesLa Habra: Very high, mostly earthquakes La HabraFullertonBrea
Very lowLowModerateHighVery high
La Habramostly earthquakesVery high
Fullertonmostly earthquakesVery high
Breamostly earthquakesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Habra covers 12 census tracts, combined by population.
Money that reached townFlood claims are matched to La Habra’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of La Habra. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across La Habra total about $40.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01