Natural hazards · Kennedy

Kennedy, CA natural hazards

Most of the natural-hazard damage FEMA expects in Kennedy comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kennedy?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kennedy to be higher than in 63% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes57%Inland flooding34%Heat waves7%Everything else2%

By hazard

What Kennedy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

57% of expected damage

Well above average · higher than 88% of U.S. places

Inland flooding

34% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesHailWinter weatherWildfireStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesLandslidesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kennedy flood?

Every paid claim on a federal flood insurance policy in Kennedy, from FEMA’s records.

2paid claims since 1998

$8Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Pineapple Express - Southern: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kennedy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Joaquin County.

Disasters that hit Kennedy

Federal disasters declared here

None of the disasters declared for San Joaquin County shows FEMA aid or repair money reaching Kennedy itself in FEMA’s records.

Brought FEMA money into KennedyDeclared for San Joaquin County only

San Joaquin County has had 23 natural disasters declared since 1953, most often floods and severe storms.

Around Kennedy

Kennedy and the towns around it

Very lowLowModerateHighVery high

Kennedymostly earthquakesHigh

Stocktonmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kennedy covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kennedy’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Kennedy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kennedy total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.