Natural hazards · Kelly Ridge

Kelly Ridge, CA natural hazards

Most of the natural-hazard damage FEMA expects in Kelly Ridge comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kelly Ridge?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kelly Ridge to be higher than in 76% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding68%Wildfire21%Earthquakes9%Everything else3%

By hazard

What Kelly Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Wildfire

21% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

9% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kelly Ridge flood?

FEMA's records show no paid flood insurance claims in Kelly Ridge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kelly Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butte County.

Disasters that hit Kelly Ridge

Federal disasters declared here

None of the disasters declared for Butte County shows FEMA aid or repair money reaching Kelly Ridge itself in FEMA’s records.

Brought FEMA money into Kelly RidgeDeclared for Butte County only

Butte County has had 33 natural disasters declared since 1953, most often fires and severe storms.

Around Kelly Ridge

Kelly Ridge and the towns around it

Very lowLowModerateHighVery high

Oroville Eastmostly inland floodingHigh

Kelly Ridgemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kelly Ridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kelly Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to Kelly Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kelly Ridge total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.