Natural hazards · Inverness

Inverness, CA natural hazards

Most of the natural-hazard damage FEMA expects in Inverness comes from earthquakes, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Inverness?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Inverness to be higher than in 95% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes51%Inland flooding27%Landslides12%Wildfire7%Everything else4%

By hazard

What Inverness faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

51% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

27% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Landslides

12% of expected damage

Well above average · among the top 1% of U.S. places

Wildfire

7% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesStrong windLightningDroughtTsunamisVolcanic activity

Not a risk here

HurricanesIce stormsCold wavesAvalanches

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Inverness flood?

FEMA's records show no paid flood insurance claims in Inverness.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Inverness isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marin County.

Disasters that hit Inverness

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Inverness itself: aid to households, or repair grants to Inverness.

Brought FEMA money into InvernessDeclared for Marin County only

2005

Severe Storms, Flooding, Mudslides, and Landslides

4 households applied for aid $11K aid approved

Marin County has had 22 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Inverness is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Inverness’s own flood-insurance community; household aid to the registrant’s city; repair grants to Inverness. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.